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Golden Visa FAQ Insights

Portugal Golden Visa FAQ & Insights

Clear, Expert Answers to the Most Common Questions About the Golden Visa

Trusted Expertise & First-Hand Insights to Guide Your Golden Visa Journey

Portugal Golden Visa: FAQ (Frequently Asked Questions)

  • What's the Portugal Golden Visa?
     

Portugal Golden Visa, or Residence Permit for Investment, is a program that fast-tracks Portuguese residency in exchange for an eligible investment.

 

The Portuguese golden visa grants its holders a temporary residence permit for up to 5 years, after which investors can apply for a permanent residence permit or citizenship.

 

  • Is Portugal ending its Golden Visa Program?
     

The Portuguese Golden Visa Is Still Active and Thriving

The program is still running in 2025, offering foreign investors a pathway to EU residency. You can still get Portuguese citizenship with only a 7-day annual stay requirement. Investment options, including private equity funds, research projects, and business ventures, remain available.

 

The only major change? Real estate is no longer a qualifying investment. Instead, Portugal has shifted towards investments that better support economic growth, innovation, and sustainability.

Read "Is Portugal Golden Visa Ending? Debunking the Myths in 2025" for more.

  • Which is better, the D7 or the Portugal Golden Visa?
     

The D7 and Golden Visa Portugal are Residence By Investment Programs offering different benefits and requirements. The best option for you will depend on your circumstances and goals.
 
The D7 visa is a passive income visa that allows you to live in Portugal if you can prove that you have a regular passive income of at least €8,460 per year. You are not required to make any investment, but you must reside in Portugal.
 
Your financial situation: The D7 visa is a good option if you have a regular passive income. The Golden Visa is a good option if you have the financial resources to invest significantly.
 
Your goals: If you plan to live in Portugal permanently, the D7 visa is a good option. The Golden Visa is a good option if you are unsure how long you will stay in Portugal.
 
You should consult us if you are unsure which program is right for you.

 

  • Which Golden Visa is better, Spain or Portugal?
     

At this point, the comparison is straightforward. Spain has officially ended its Golden Visa program for new applicants, which means it is no longer an active residency-by-investment option.

Portugal, meanwhile, continues to offer a stable and fully operational Golden Visa with predictable procedures, minimal stay requirements, and a structured pathway toward long-term residency and, eventually, eligibility for citizenship.

And perhaps the most relevant point for many investors: with the Portugal Golden Visa, you still gain the right to live anywhere in the Schengen Area — including Spain.

 

  • Why is the Portugal Golden Visa the best Golden Visa in Europe?
     

We believe the Portugal Golden Visa is the best in Europe because of its low minimum investment requirement, very flexible residency requirements, and attractive lifestyle.
 
 

  • Can I live in Spain with a Portugal Golden Visa?
     

A Portugal Golden Visa entitles you to live in any other EU country, including Spain.
 

  • What are the Portugal Golden Visa minimum stay requirements?
     

Portugal Golden Visa Program minimum stay requirement is 14 days in Portugal for each two years.

  • Is it possible to acquire a Portuguese Golden Visa with a mortgage?
     

No, a Portugal Golden Visa requires that you transfer the required minimum investment amount into a Portuguese bank account.
 

  • Does Portugal's Golden Visa Lead to Citizenship?
     

Yes. After meeting the minimum required legal period, you can apply for a Permanent Residence Permit or Citizenship, which mitigates the impact of any administrative delays that may occur in the residency application process.

  • What changes with Portuguese Citizenship?
     

With citizenship, you receive a Portuguese passport without having to maintain your investment, which makes you a permanent Portuguese citizen and, therefore, a European citizen, granting visa-free access to 134 countries worldwide.

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Portugal Golden Visa Insights

Impressive Growth in Investments​
 

  • Initial Success: The program's launch in 2012 was a strategic move to attract international capital. Within the first few years, it showed remarkable success.
     

  • Resilience During Global Challenges: Despite global economic challenges, such as the COVID-19 pandemic, the program maintained strong investment inflows, with significant amounts invested even during the most uncertain times.
     

Diversification of Investor Base
 

  • Early Dominance by Specific Nationalities: Initially, certain nationalities, like Chinese investors, were predominant. This showed the program's international appeal.
     

  • Broadening Appeal: Over time, the investor base diversified significantly, attracting applicants from various countries, including Brazil, the USA, South Africa, and Turkey. This trend signifies the program's growing global reputation and trustworthiness.

Continuous Adaptation and Improvement
 

  • Program Adjustments for Enhanced Attractiveness: The program has evolved, adapting to new investment trends and changing economic landscapes. For instance, the shift in investment options in 2023, moving away from real estate to other investment forms, demonstrates its flexibility and responsiveness to market needs.

Robust Investment Returns
 

  • Consistent High Performance: The total investment amount, which runs into billions of euros, showcases the program's solid performance and substantial impact on the Portuguese economy.

Benefits for Investors
 

  • Attractive Advantages: The program offers numerous benefits, such as visa-free access to the Schengen area, the potential for citizenship within five to six years, and a high quality of life in Portugal.
     

  • Diverse Investment Options: The variety of investment options, from research to investment funds, provides investors with flexibility and choice, catering to different investment appetites and objectives.
     

Promising Future Outlook
 

  • Global Recognition: The program's recognition as one of the best residency-by-investment programs worldwide indicates its future solid potential.
     

  • Investor Confidence: The steady increase in the number of applicants and the diversity of their nationalities reflects growing confidence in the program's stability and benefits.
     

In Summary
 

The Portugal Golden Visa program's journey from its inception to its current status demonstrates a successful, adaptable, and robust investment opportunity.
Its ability to attract a diverse and growing pool of international investors, combined with significant economic contributions and evolving investment avenues, makes it an attractive proposition for potential investors looking for a secure and fruitful investment with the added benefit of residency and, eventually, citizenship in Portugal.

Still have questions? Schedule a private session.

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